Universal NCD Protector


One and only in the market!
We protect your hard earned no claim discount (NCD) in the event of an accident REGARDLESS of who is your CURRENT INSURER*!

How it works?

Mr Andrew currently has 30% NCD on his policy.


Unfortunately he had a side to side collusion just before his insurance renewal.


His NCD on renewal will fall from 30% to 0%.


With Universal NCD Protector, his NCD will not be penalised if he renew with us thru our special arrangement with our insurer.

Sign up as a member to buy. Membership is FREE!

Please select a valid option.
Please insert your first name.
Please insert your last name.
Please insert your nric.
Please insert correct value for dob.
Please insert your email.
Please insert your contact number.
Please insert your car plate number.
Acknowledge the Personal Data Protection Act (PDPA)
- I am at least 26 years young
- I have earned my Singapore class 3 driving licence at least 2 years ago
- I have no accident at fault within the past 36 months (3 years)
- I have at least 10% NCD on current policy
- I understand that my NCD will be protected only for the first claim
- I take up the car insurance with EQ Insurance Co. Ltd upon expiry of my current vehicle insurance
- The vehicle is registered under my name
- My vehicle is not a high value or high performance and sport vehicles (eg, Ferrari, Porsche, GTR, BMW M series, etc)

**We do accept some sports vehicle such as WRX, Type R and RX8, etc
Send an email to us or give us a call to clarify.
Important Notice

This insurance plan is underwritten by Star Capital Insurance Agency Pte Ltd. The information featured in this website is published for general information only and is not a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract. A product summary for the insurance plan is available and may be obtained here. You should read the product summary before deciding whether to purchase the plan.

You may wish to seek advice from a qualified adviser before making a commitment to purchase the insurance plan. In the event that you choose not to seek advice from a qualified adviser, you should consider whether the plan in question is suitable for you.

The insurance plans featured in this website may be protected under the Policy Owners' Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for such plans are automatic and no further action is required from you should you buy the plan. For more information on the types of benefits that are covered under the Policy Owners' Protection Scheme as well as the limits of coverage, where applicable, please visit the LIA, GIA or SDIC websites (www.lia.org.sg, www.gia.org.sg or www.sdic.org.sg) for a copy of the SDIC Guide on PPF Scheme.